Quick links Company overview Applications Platform FAQs Upaid customers Press releases Downloads Get news In the News Fast fact: 'The European prepaid mobile market is worth €35bn Euros in revenues to mobile operators' Upaid's m-payment processing service is a turn-key mobile payment facility. Any type of business seeking to offer mobile payment services to consumers can use HiPAAS. The Upaid offer includes access to a centrally hosted platform powering a suite of m-payment applications: from bill payment by SMS from a bank account to SMS-based purchases on the go using any type of store, debit or credit card. Innovative and practical ways of gaining real life advantages from mobile payments. The HiPAAS platform is monitored and supported according to the highest financial services industry standards in IBM's global e-hosting facilities. Participants to any m-payment initiative simply connect into the platform for reliable and highly secure processing of m-payment services tailored precisely to their own requirements. See the massive benefits each party can gain. MOBILE OPERATORS Mobile operators are anticipating massive growth in the m-payment market. But today, most transactions operators alone can support are 'micro-payments' aimed at the youth market. These often low-value transactions are usually debited from an m-wallet or are billed directly to a postpaid mobile account. With the availability of Upaid's HiPAAS, mobile operators can participate in a much broader range of mobile transactions using the complete spectrum of payment instruments – from credit, debit and ... BANKS Banks have introduced many new applications which allow customers to receive key information about accounts and other financial services on their mobile phones. Until now, there have been few services available to banking customers which provide a secure and easy way to make payments from a bank account or credit card using mobile devices. Upaid's HiPAAS platform enables banks to extend existing mobile services to secure and fast payment by SMS. CARD ASSOCIATIONS From the ubiquitous to the private label, card associations share a common objective: to increase the use of plastic for payments. Key business objectives include driving volumes of transactions, reducing the costs of customer acquisition and retaining customers through constant innovation. And above all, improving security and minimising the possibilities for fraud. MERCHANTS An increasing number of the big names in consumer sales and credit are now aware of the clear financial benefits that mobile payments can bring to organisations that send bills regularly to consumers or provide any form of consumer credit.