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Fast fact:
'33 billion sms messages sent across the world in 2002.' - Mobile Data Association (MDA)

Upaid makes Senior Vice President appointment

Richard Owen LONDON & PARIS 15 April 2003 Upaid, a leading provider of a mobile payment technoloyg and services to mobile operators, banks and merchants, today announced the appointments of Richard Owen as Senior Vice President, Business Development.

Owen has extensive experience in the electronic payments industry. Before joining Upaid, Owen was senior sales manager, EMEA, at Trintech Technologies, where he was responsible for accounts across France, Benelux, Russia, Central Europe and Turkey, as well as the UK. Prior to this, he was sales director, Western Europe, for Globeset Inc, sales and marketing manager, EMEA, for Intracom and UK sales manager, business electronics, for Philips Consumer Electronics.

'We are proving to the market that Upaid is ready to deliver services that make all the talk about mobile payments a reality. Richard Owen will be responsible for ensuring that we get to market with the appropriate partners and franchise holders, to deliver the service on an ASP basis to our customers in the mobile, banking and merchant communities', commented Ashley Ward, CEO of Upaid. 'Our immediate focus is to ensure that every mobile operator in Europe and beyond is aware of the enormous cost savings of SMS-based top-up of prepaid mobile phones from credit and debit card accounts, and that from this starting point they can now deliver a truly useful mobile payments service to their users', continued Ward.

For further information, please contact :

Nick Giles or Sam Routley
MS&L;/ for Upaid
+44 (0)20 7878 3151 / 3137

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