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Fast fact:
'90% of people would be willing to pay extra for the convenience of making m-commerce purchases.' - MORI research poll

Upaid is the mobile payments specialist. We enable payment providers, aggregators, merchants and banks to offer an alternative way for their customers to make payments. Applications range from the recharge of prepaid accounts via SMS, to electronic bill payment and presentment, to billing for mobile content.

The Upaid platform supports a complete eco-system for mobile commerce, giving users the choice of an operator-driven or independent billing system.

Upaid holds an extensive portfolio of over 1,000 granted patents, most in the arena of e and m-commerce. The patents now have near worldwide coverage, including US, Japan, China, India, Singapore, Israel, South Korea, South Africa, and the CIS.

Our patented mobile payment delivery platforms, and the services enabled by them, include: Text-cheque™, an SMS bill payment and authorisation product; and UPP (Unified Payment Platform)(formerly HiPAAS), Upaid's complete m-payments service for mobile operators, financial services organisations and merchants seeking to offer mobile payment applications to consumers.

We have driven the Visa Mobile Service in the CEMEA region, which enables customers to top-up mobile phones via SMS text messages which authorises payment from a Visa debit or credit card. Upaid is also the first company to have rolled-out a mobile payment service for credit card bill payment, for the Cofinoga store card group in France, serving 25,000 retail outlets and enabling card holders to pay bills by text and choose the amount of the outstanding balance to settle.

In addition, Upaid works with all of Brazil's leading mobile operators and banks to enable recharge transactions of many kinds throughout the country, serving a userbase of over 50 million consumers and processing nearly 2 million transactions monthly.

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